Terms of Sale can change after signing a contract

Credit Card is the only consumer product for which the terms of sale can change after you sign a Contract.

Happiness-Remember Three Good Things a Day

Remember three good things that happened each day and analyze why they occurred.

So many of us think that when we get everything just right, and obtain certain goals and circumstances, everything will be in place and we will be happy.... But once we get everything in place, we still need new goals and activities.

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PROFESSIONAL/ POLITICAL?

Communication Differentiates.

Good writing Tips

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To have a true friend, be a true friend

It is human nature to gravitate to those people who tell you what you want to hear. However, people who tell you what you want to hear do so for a reason - they want something from you. That is not friendship - it's exploitation. A real friend will always tell you what you need to hear - the truth - not what you want to hear. To put in another way, truth is really the only friend a person needs. Friends in truth are real friends.

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